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Legal Notice and Disclaimer/Terms & Conditions

This page of our Web site sets forth the terms and conditions under which B.B. Miller & Company provides the information on this Web site, as well as the terms and conditions governing your use of this site. By using this site, you agree to our terms and conditions set forth below. If you do not accept these terms and conditions, do not continue to use or access this Web site.

Products and Services:
The information contained in this Web site should not be viewed as an offer to sell or a solicitation to purchase any of our products or services. Rather, the information on our products and services is provided to you so that you can learn what products and services B.B. Miller & Co. generally offers

Product or Coverage information statements on this Web site are for general description purposes only. This Web site does not amend, modify, or supplement your actual policies. Furthermore, not all coverages are available in every state that we are licensed to transact business in. You must consult the actual policy or contact us directly via the telephone for the term, conditions, coverages, exclusions, products, services, claims, or insurance programs which may be available to you. Requests for binding insurance coverage cannot be done via this Web site. Policies cannot be endorsed or amended nor can claims be processed. You must contact us directly at 1-908-352-7300 if you have a request for the binding of coverage, policy amendment, claim, or question on an existing insurance policy. Under no circumstances will B.B. Miller & Co. be held liable in the event an E-Mail is lost, returned, non-confirmed or not acknowledged within a specified time period or classified as undeliverable.

Professional Advice:
The information on this Web site is offered with the complete understanding that B.B. Miller & Co. is not providing professional advice of any type or kind. If you have a question requiring professional insurance advice please telephone us and we will address it at that time.

Confidentiality & Privacy:
Information concerning B.B. Miller & Co., its employees, policy holders, and customers or others on whom data is collected, stored, or processed is the property of B. B. Miller & Co. and is confidential except for necessary disclosures for legitimate business purposes or as required by law.

At B.B. Miller & Co. we are committed to protecting your privacy. B.B. Miller & Co. voluntarily collects personal and non-personal information such as your name, address, phone number, policy information, that are identified on this site. We do not disclose insured or prospective insured information to third parties other than our carriers and brokers, except as necessary to conduct business, e.g., processing claims, or as required by law.

By entering our site, you signify your consent to B.B. Miller & Co.'s Confidentiality and Privacy Policy. We reserve the right, at our discretion, to change this policy from time to time as we deem necessary. If you do not agree to this policy, please do not use or access this Web site to send your personal information to us. Instead, you may call us directly at the phone number provided on this Web site.

Accuracy of Information:
B.B. Miller & Co. does not warrant or guarantee the accuracy or completeness of this Web site information. Under no circumstances will B.B. Miller & Co. be liable for any loss or direct, indirect, incidental, special or consequential damages caused by reliance on this information. B.B. Miller & Co. may also make improvements to this Website and/or changes in the products, services, and/or programs described in the site at any time without notice.

Warranties & Links:
B.B. Miller & Co. specifically disclaims all warranties with respect to this Web site or your use thereof, express, implied, or otherwise, including without limitation, all warranties of merchantability and fitness for a particular purpose. B.B. Miller & Co. shall not be liable for any damages resulting from the use or misuse of this site or the information on this site. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, Trojan horses, malicious codes and other items of a destructive nature. IN NO EVENT WILL B.B. MILLER & CO. BE LIABLE TO ANY PARTY FOR ANY LOSS OR DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES CAUSED BY THE USE OF THIS WEB SITE, OR ANY OTHER HYPERLINKED WEB SITE WE MAY BE ASSOCIATED WITH. We may provide you links to other sites as a free service. Because those other sites are not under our control we cannot guarantee the quality, accuracy, or timeliness of those sites. USE THEM AT YOUR OWN RISK! Nor is our connection to those sites an endorsement or adoption of the views expressed or of the products and services that may be sold on those sites. Questions about the content of those sites should be directed to their individual authors.

Enforceability of These Provisions:
Should any of these terms and conditions be deemed invalid, that invalid provision shall be construed to be consistent with the applicable law and in a manner so as to remain consistent with the original intent of B.B. Miller & Co.. Provisions not otherwise held invalid shall remain in force.

Copyright Policy:
You must have our written permission to distribute copies of this information to others.